​

• Coverage: It typically covers damage to your vehicle, driver injuries, injuries to others, and damage to someone else's property.

• Higher Limits: Commercial policies usually offer higher coverage limits than personal auto insurance because business vehicles often require greater protection.

• Types of Vehicles Covered: This can include cars, vans, pickup trucks, service utility trucks, food trucks, semi-trucks, and more.

• Who Needs It: If you or your employees use your vehicle for business, you need a commercial auto policy1. This is common for electricians, plumbers, contractors, landscapers, caterers, and long-haul trucking, among others